.blog-home{border-top:1px solid var(--line);padding:40px 0 55px}.blog-home-intro{font-size:14px;color:var(--muted);margin:-8px 0 25px}.blog-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.blog-card{border:1px solid var(--line);border-radius:13px;overflow:hidden;text-decoration:none;background:var(--white);display:flex;flex-direction:column}.blog-card:hover{border-color:var(--accent)}.blog-card-art{height:102px;display:flex;align-items:center;gap:17px;padding:24px;color:var(--ink)}.blog-card-art svg{height:43px;width:43px;flex-shrink:0}.blog-card-art span{font-size:13px;font-weight:600}.phase-eighteen,.phase-child{background:var(--peach-soft)}.phase-home,.phase-business{background:var(--sage-soft)}.phase-together,.phase-retire{background:var(--tint)}.blog-card-copy{padding:23px;display:flex;flex-direction:column;flex:1}.blog-meta{font-size:11px;color:var(--muted)}.blog-card h3{font-size:19px;line-height:1.4;letter-spacing:-.3px;margin:10px 0}.blog-card p{font-size:13px;line-height:1.8;color:var(--muted);margin:0 0 21px}.blog-read{font-size:13px;font-weight:600;color:var(--accent);margin-top:auto}.blog-read span{padding-left:6px}.all-articles{font-size:13px;font-weight:600;color:var(--accent);text-underline-offset:4px}.blog-index-header{padding:53px 0 40px;max-width:760px}.blog-index-header h1{font-family:'Trebuchet MS',Arial,sans-serif;font-size:46px;margin:10px 0 17px}.blog-index-header p{font-size:17px;color:var(--muted);line-height:1.8}.blog-overview-label{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:22px}.blog-overview-label h2{font-size:22px;margin:0}.blog-overview-label>span{font-size:12px;color:var(--muted)}.blog-bottom-cta{background:var(--sage-soft);border-radius:12px;margin:42px 0 50px;padding:29px;display:flex;align-items:center;justify-content:space-between;gap:25px}.blog-bottom-cta h2{font-size:23px;margin:0}.blog-bottom-cta p{font-size:14px;color:var(--muted);margin-bottom:0}.blog-bottom-cta .cta{margin:0;flex-shrink:0}.breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;font-size:12px;color:var(--muted);padding-top:25px}.breadcrumbs a{text-underline-offset:3px}.article-header{max-width:830px;padding:34px 0 31px}.article-label{display:flex;align-items:center;gap:12px;font-size:13px;font-weight:600;margin-bottom:20px}.article-icon{height:47px;width:47px;display:grid;place-items:center;border-radius:10px}.article-icon svg{height:27px;width:27px}.article-header h1{font-family:'Trebuchet MS',Arial,sans-serif;font-size:43px;line-height:1.2;letter-spacing:-1.2px;margin:0 0 22px}.article-intro{font-size:18px;line-height:1.8;color:var(--muted);margin:0 0 23px}.article-meta{display:flex;gap:10px;flex-wrap:wrap;font-size:12px;color:var(--muted)}.article-layout{display:grid;grid-template-columns:minmax(0,720px) minmax(240px,1fr);gap:58px;padding:12px 0 48px;align-items:start}.article-section{margin-bottom:30px;scroll-margin-top:25px}.article-section h2{font-size:25px;letter-spacing:-.5px;margin:0 0 14px}.article-body p{font-size:16px;line-height:1.9;color:#455950;margin:0 0 17px}.article-body .source-ref{font-size:12px;color:var(--accent);white-space:nowrap}.article-sidebar{border-left:1px solid var(--line);padding-left:27px}.article-toc h2{font-size:16px;margin:0 0 13px}.article-toc ol{padding-left:18px;margin:0;font-size:12px;line-height:1.8}.article-toc li{padding:0 0 10px 4px}.article-toc a{text-decoration:none;color:var(--muted)}.article-toc a:hover{text-decoration:underline}.article-checklist{background:var(--peach-soft);border-radius:11px;padding:23px;margin-top:26px}.article-checklist h2{font-size:21px;margin:8px 0 17px}.article-checklist ul{list-style:none;margin:0;padding:0}.article-checklist li{font-size:13px;line-height:1.8;padding:0 0 13px 22px;position:relative}.article-checklist li:before{content:'✓';position:absolute;left:0;color:var(--accent)}.article-checklist .cta{font-size:12px;padding:11px 13px;gap:5px;margin-top:10px;background:var(--accent);color:white}.article-checklist .cta:hover{background:#195551}.article-checklist p{font-size:11px;color:var(--muted);line-height:1.8;margin:13px 0 0}.article-sources{padding-top:25px;border-top:1px solid var(--line);margin-top:32px}.article-sources h2{font-size:20px;margin-bottom:12px}.article-sources p{font-size:12px;line-height:1.8}.article-sources ol{padding-left:20px;font-size:12px;line-height:1.8}.article-sources li{margin-bottom:10px;overflow-wrap:anywhere}.article-sources a{color:var(--accent);text-underline-offset:3px}.article-note{margin-top:23px!important}.related-articles{border-top:1px solid var(--line);padding:32px 0 45px}.related-articles h2{font-size:24px;margin-bottom:23px}.related-articles .blog-grid{grid-template-columns:repeat(2,minmax(0,1fr));max-width:820px}.related-articles .all-articles{display:inline-block;margin-top:24px}.blog-page nav a[aria-current=page]{color:var(--accent);font-weight:bold}
@media(max-width:1050px){.blog-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article-layout{gap:28px;grid-template-columns:minmax(0,1fr) 260px}.article-sidebar{padding-left:20px}.article-header h1{font-size:38px}.blog-bottom-cta{align-items:start;flex-direction:column}.top nav{gap:20px}}
@media(max-width:730px){.top nav .blog-nav{display:inline}.top nav .pill-link{display:none}.top{gap:15px}.blog-grid{grid-template-columns:1fr}.blog-card-art{height:83px;padding:20px}.blog-card-copy{padding:21px}.blog-home{padding:30px 0 37px}.blog-home .section-head{display:flex;align-items:center}.blog-home .all-articles{font-size:11px;white-space:nowrap}.blog-home-intro{margin:0 0 20px;font-size:13px}.blog-index-header{padding:35px 0 25px}.blog-index-header h1{font-size:35px;letter-spacing:-1px}.blog-index-header p{font-size:15px}.blog-overview-label{align-items:start}.blog-overview-label h2{font-size:19px}.blog-overview-label>span{white-space:nowrap}.article-header{padding:27px 0}.article-header h1{font-size:32px;letter-spacing:-.8px}.article-intro{font-size:16px;line-height:1.8}.article-layout{display:flex;flex-direction:column;gap:14px;padding-top:0}.article-sidebar{border-left:0;padding-left:0;display:contents}.article-toc{order:-1;width:100%;background:var(--sage-soft);padding:20px;border-radius:10px;margin-bottom:14px}.article-toc ol{font-size:13px}.article-toc li:last-child{padding-bottom:0}.article-body{width:100%}.article-section h2{font-size:23px}.article-body p{font-size:15px;line-height:1.9}.article-sources p{font-size:12px}.article-checklist{width:100%;margin-top:0}.related-articles .blog-grid{grid-template-columns:1fr}.related-articles h2{font-size:22px}.blog-bottom-cta{padding:24px;margin-top:30px}.blog-bottom-cta h2{font-size:22px}}
@media print{.blog-home,.breadcrumbs,.related-articles,.article-toc,.blog-bottom-cta{display:none!important}.article-layout{display:block}.article-header h1{font-size:28px}.article-intro,.article-body p{font-size:12px}.article-checklist{break-inside:avoid}.article-checklist .cta{display:none}.article-sidebar{border:0;padding:0}.article-section h2{font-size:20px}.article-sources a{overflow-wrap:anywhere}}
